A few years back I was sitting in my 2-bedroom apartment unemployed. I was not doing too badly, but I could do a lot better. I was on Section 8 housing, getting food stamps (now called SNAP), and broke. This was shortly after my daughter was born and I had quit my courthouse clerk job. Fortunately her father made sure the child support was on time so I at least had something coming in. I sat at the table and thought about where I wanted to be in a year, in five years.