Today I am starting the 30-day trial of Mvelopes, a personal finance management system. I’d heard about this online program several years ago and I investigated it but I did not make the commitment to the program. The system is based on the envelop system, a simple idea of managing your money using envelope.
The basic idea is to separate your money each pay day into envelopes for everything you have spend. When the money is gone out of the envelope you do not spend until it is refilled at the next pay day.